First Time Home Buyers Archives - Better Rate Mortgage

How a Lender Call to the Listing Agent Can Help Your Offer

A preapproval letter is helpful, but a lender who communicates with the listing agent can make the financing feel stronger. Read More

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St. Louis homebuyer and real estate agent reviewing a stronger mortgage offer outside a brick home with a 'Sold pending' sign.

Why a Local St. Louis Mortgage Lender Can Help Your Offer Stand Out

Mortgage pre-approval vs. pre-qualification for St. Louis buyers — a confident buyer holding a Better Rate pre-approval letter beside a stressed buyer with only a prequalification.

Preapproval vs. Prequalification: Why One Helps You Win and the Other May Not

Better Rate Mortgage's $5,000 Seller Guarantee for St. Louis homebuyers — a couple reviews a pre-approval letter with a loan officer beside a '$5,000 Seller Guarantee' badge.

What Is a $5,000 Seller Guarantee and How Does It Help Buyers?

Making a stronger St. Louis home offer — buyers reviewing documents with their agent, the Gateway Arch skyline behind them.

How to Make a Stronger Offer on a Home in St. Louis Without Overpaying

Why St. Louis mortgage rates are rising — the Federal Reserve building with a red rising-rate arrow and the 30-year Treasury at 5.14%, its highest since March 2007.

The Bond Market Is Sounding the Alarm: Why Mortgage Rates Are Rising Again

How inflation drives St. Louis mortgage rates higher — illustration of a rising chart, groceries, gas prices, and a for-sale home with CPI and PPI charts.

How Inflation Directly Impacts Mortgage Rates

Why St. Louis mortgage rates don't simply follow the Fed — illustration contrasting the housing market with a bank and the 10-year Treasury.

Why Mortgage Rates Do Not Follow the Fed Like You Think

What drives St. Louis mortgage rates up or down — illustration with a gauge, red and green arrows, a for-sale home, and 10-year government bonds.

What Actually Drives Mortgage Rates Higher or Lower

What moves St. Louis mortgage rates — illustration of CPI, wages, and energy prices feeding into mortgage rates and borrowing costs.

Should You Buy a House When Mortgage Rates Are Rising?

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Couple laughing and holding keys to new home