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A better rate is just the beginning.

Everyone in St. Louis promises a better mortgage rate—but what you really need to turn that perfect house into your dream home is a better mortgage. At Better Rate Mortgage, we open the door to so much more. Come on in, and we’ll show you how.

or call us at 314-361-9979

4.9

337 Google Reviews

“Wow!”

Woman holding baby with Google Reviews

“It was the smoothest loan process I have ever experienced.”

Where are you in the homebuying process?

Computer with rate

Researching

Wondering how much you can afford? Tell us a little, and we’ll tell you a lot.

House with magnifying glass

House Hunting

Armed with a preapproval from Better Rate Mortgage, your offers can open more doors, faster than ever.

Hand holding house

Ready to Buy

Let’s go! Our team is ready to make your mortgage process fast and easy.

or call us at 314-361-9979

A better mortgage process, from beginning to end.

Backed by
$5,000
guarantee.

1

Before you shop, get preapproved.

We’ll make it simple to set your budget—and then upload your documents. It’s all online and easy. Doing this ahead of time makes it faster once you find that perfect house.

2

Make a guaranteed offer.

Your preapproved offer is backed by our $5,000 guarantee—which makes sellers take notice.

4

Sign and celebrate.

Once your offer’s accepted, we’ll do the heavy lifting, and let you know what you need to do next.

4

Close, well, better.

Congratulations! We’ll do everything you need for a quick, comfortable closing process. You’ve reached the end of the adventure—or is it just the beginning?

Wait, what’s that about a $5,000 guarantee?

If you’re preapproved with our guarantee, we’ll back your offer to sellers with a guarantee. If financing falls through, we’ll pay them $5,000. It sweetens your offer, reassures them it’s solid and can put you ahead in this competitive market. How’s that for a better experience?

Meet the team that makes the magic happen.

Your home search is personal—so your mortgage should be, too. Get to know the real people behind Better Rate Mortgage.

or call us at 314-361-9979

Better Rate Team Cartoon

Our customers say the nicest things.

We couldn’t have said it better ourselves.

4.9

337 Google Reviews

Kate Loudermilk
Kate Loudermilk
2024-03-06
Amazing experience, so helpful & attentive. Highly recommend!
David Hartstein
David Hartstein
2024-03-06
Sean and the team were truly the best. As a small business owner, our loan application was more complicated than most. Sean and his whole team were incredibly patient and thorough, taking the time to answer all of our questions every step of the way. Plus their rates were the best we found. We'll absolutely be reaching out the next time we need help with a mortgage.
Giulia Kaufman
Giulia Kaufman
2024-03-05
Sean and his team were great! Always available and easy to work with. They always answered all of our questions. We ran into one issue which they resolved smoothly. We were able to close on our house in 3 weeks. We would definitely use Sean and his team again and recommend them to anyone looking for a mortgage broker.
Nadine Risman
Nadine Risman
2024-02-26
Sean and his assistant Megan did a great job at handling my mortgage when I was buying a property in St. Louis. I usually had responses to questions in less than 24 hours and did all of my interactions via email and electronic documents up until closing which was super helpful as I didn't have to take time off work. I would highly recommend them.
Monica WALKER
Monica WALKER
2024-02-26
Great experience working with Sean from Better Rate Mortgage. He offered me excellent customer service and was a step ahead to address what I needed. I will continue to work with Better Rate Mortgage in the future and recommend him to anyone looking for financing.
Jessica H.
Jessica H.
2024-02-26
Sean and Megan were great to work with!! Answered all questions even after hours.
james bond cruz
james bond cruz
2024-02-24
I couldn’t be happier with my experience with Sean Zalmanoff, Better rate mortgage & whole Team. They made the entire process smooth and stress-free. Their team was knowledgeable, attentive, and went above and beyond to help me secure the best deal. Highly recommend them to anyone looking for a mortgage! Thank you so much😊❤️
Keith Vessell
Keith Vessell
2024-02-24
Sean looked after us when we were moving across state. And still cares about our rates after we closed. He is to be trusted.
Molly Moore
Molly Moore
2024-02-24
Sean and his team were amazing from the very get-go of our house buying experience. They worked with our unique set of circumstances, got us organized and completely set up so we could confidently go into house hunting knowing exactly what we could afford. Come closing time, Sean walked us through every detail to be sure we felt good about everything we were signing. Sean and his team are too notch!!!
Melissa
Melissa
2024-02-24
Sean and Megan were awesome to work with! I highly recommend Better Rate Mortgage as they know the business and can help you. Our home purchase was so easy and no stress at all. I can’t thank them enough!!!

Get Started Today

Whether you’re purchasing your first home or taking cash out to make your dream home even dreamier, the door is open. Welcome to Better Rate Mortgage.

Apply Now
Couple laughing and holding keys to new home