A better rate is just the beginning.

Everyone in St. Louis promises a better mortgage rate—but what you really need to turn that perfect house into your dream home is a better mortgage. At Better Rate Mortgage, we open the door to so much more. Come on in, and we’ll show you how.

Let’s Talk Check My Rate!

or call us at 314-361-9979

355 Google Reviews

“Wow!”

“It was the smoothest loan process I have ever experienced.”

Where are you in the homebuying process?

Researching

Wondering how much you can afford? Tell us a little, and we’ll tell you a lot.

Mortgage Calculator

House Hunting

Armed with a preapproval from Better Rate Mortgage, your offers can open more doors, faster than ever.

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Ready to Buy

Let’s go! Our team is ready to make your mortgage process fast and easy.

Apply Now

or call us at 314-361-9979

A better mortgage process, from beginning to end.

Get Started Now

Backed by
$5,000
guarantee.

Before you shop, get preapproved.

We’ll make it simple to set your budget—and then upload your documents. It’s all online and easy. Doing this ahead of time makes it faster once you find that perfect house.

Make a guaranteed offer.

Your preapproved offer is backed by our $5,000 guarantee—which makes sellers take notice.

Sign and celebrate.

Once your offer’s accepted, we’ll do the heavy lifting, and let you know what you need to do next.

Close, well, better.

Congratulations! We’ll do everything you need for a quick, comfortable closing process. You’ve reached the end of the adventure—or is it just the beginning?

Wait, what’s that about a $5,000 guarantee?

If you’re preapproved with our guarantee, we’ll back your offer to sellers with a guarantee. If financing falls through, we’ll pay them $5,000. It sweetens your offer, reassures them it’s solid and can put you ahead in this competitive market. How’s that for a better experience?

See What I Qualify For Today