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A better rate is just the beginning.

Everyone in St. Louis promises a better mortgage rate—but what you really need to turn that perfect house into your dream home is a better mortgage. At Better Rate Mortgage, we open the door to so much more. Come on in, and we’ll show you how.

or call us at 314-361-9979

5

385 Google Reviews

“Wow!”

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“It was the smoothest loan process I have ever experienced.”

Where are you in the homebuying process?

Computer with rate

Researching

Wondering how much you can afford? Tell us a little, and we’ll tell you a lot.

House with magnifying glass

House Hunting

Armed with a preapproval from Better Rate Mortgage, your offers can open more doors, faster than ever.

Hand holding house

Ready to Buy

Let’s go! Our team is ready to make your mortgage process fast and easy.

or call us at 314-361-9979

A better mortgage process, from beginning to end.

Backed by
$5,000
guarantee.

1

Before you shop, get preapproved.

We’ll make it simple to set your budget—and then upload your documents. It’s all online and easy. Doing this ahead of time makes it faster once you find that perfect house.

2

Make a guaranteed offer.

Your preapproved offer is backed by our $5,000 guarantee—which makes sellers take notice.

4

Sign and celebrate.

Once your offer’s accepted, we’ll do the heavy lifting, and let you know what you need to do next.

4

Close, well, better.

Congratulations! We’ll do everything you need for a quick, comfortable closing process. You’ve reached the end of the adventure—or is it just the beginning?

Wait, what’s that about a $5,000 guarantee?

If you’re preapproved with our guarantee, we’ll back your offer to sellers with a guarantee. If financing falls through, we’ll pay them $5,000. It sweetens your offer, reassures them it’s solid and can put you ahead in this competitive market. How’s that for a better experience?

Meet the team that makes the magic happen.

Your home search is personal—so your mortgage should be, too. Get to know the real people behind Better Rate Mortgage.

or call us at 314-361-9979

Better Rate Team Cartoon

Our customers say the nicest things.

We couldn’t have said it better ourselves.

5

355 Google Reviews

Frequently Asked Questions

 While many lenders focus only on lower rates, Better Rate Mortgage delivers a full “better mortgage experience” with personalized support, fast online processes, and a $5,000 preapproval guarantee that strengthens your offers in competitive markets. With 5-star reviews from hundreds of clients, the team prioritizes stress-free closings and long-term client success.

If you’re preapproved with Better Rate Mortgage and your financing falls through (despite following the process), the company pays the seller $5,000. This backs your offer, reassures sellers it’s solid, and gives you a competitive edge when buying a home in St. Louis.

Preapproval shows sellers you’re a serious buyer, helps you determine what you can afford, and strengthens your offers in competitive markets. The process is fast and online, often leading to quicker closings and more “doors opened” for your dream home.

The team emphasizes a smooth, fast, and easy experience from online preapproval and document uploads to quick closings. Many clients describe it as the “smoothest loan process” they’ve had, with strong communication and support throughout.

Ideal for first-time homebuyers, those seeking conventional loans, or anyone wanting more than just rates. This includes expert guidance, online tools like mortgage calculators, and a focus on turning houses into dream homes. The lender serves the St. Louis community with high customer satisfaction (400+ 5-star Google reviews).

Get Started Today

Whether you’re purchasing your first home or taking cash out to make your dream home even dreamier, the door is open. Welcome to Better Rate Mortgage.

Apply Now
Couple laughing and holding keys to new home