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It’s time for a
better mortgage
experience.

It’s time for Better Rate Mortgage. Ready to go?

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No-Hassle

Better mortgages start with Better Rate Mortgage.

Of course, there’s more to a mortgage than a better rate. But when it comes right down to it, you can’t do better than Better Rate Mortgage.

1

Lower rates.

Rates change all the time, but we know our lower costs can get you a better rate.

1

Fewer fees.

Apply now with no upfront appraisal or credit report fees.

1

Stronger offers.

Ready to make an offer? Get preapproved and you’ll be backed by our $5,000 guarantee.

1

Friendlier service.

When you call us, you’ll talk to a real person who knows your loan inside and out.

1

Faster closing.

Need to close quicky? Let us know, and we can move faster than the big guys.

1

Fewer hassles.

It really is easier to work with us. From preapproval through close, we’re there with you.

What Rate Can I Get Today?

Where are you in the homebuying process?

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Wondering how much you can afford? Tell us a little, and we’ll tell you a lot.

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House Hunting

Armed with a preapproval from Better Rate Mortgage, your offers can open more doors, faster than ever.

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Ready to Buy

Let’s go! Our team is ready to make your mortgage process fast and easy.

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or call us at 314-361-9979

Working with someone else?

That’s OK. But we don’t want to you leave money on the table. With a little information, and no hit on your credit, we can make sure you’re getting the best mortgage rate.

Let’s Talk Rates
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What type of loan do you need?

Not sure? The information on this page can help. Our loan experts are also ready to help you find the loan that fits you. Call our team at 314-361-9979, and we’ll talk you through it.

Conventional loans are a good fit for most people with good credit. You’ll get some of the best rates on the market, and if you’re putting down less than 20%, your mortgage insurance will be less expensive.

Keep in mind that if you’re a veteran or buying a multifamily dwelling, there may be better options.

Conventional FTHB loans come with more flexible credit score guidelines than other loans. Plus, you can buy a home for just 3% down. If you’re buying a multifamily dwelling, you can put 5% down, freeing up cash for future real estate investments if that’s your thing.

Conventional FTHB loans do have some income requirements—call us for details.

Contrary to popular belief, FHA loans are not restricted to first-time home buyers. You can purchase a single-family home or even a two-, three- or four-family home with one low down payment. Contact us for specific requirements about this popular loan.

We’d love to talk to you about this tremendous opportunity. Remember—if you’re a veteran, you can use a VA loan more than once. We’ve even worked with some buyers who have two VA loans at the same time.

This isn’t about steak—it’s all about the sizzle. Of course, the maps for eligible rural areas change all the time. Check to see if your property or region is eligible for USDA loans here.

Guidelines change often and may depend on your down payment percentage. Don’t worry—we can help you sort out the details, no matter what happens.

You’ve seen the headlines, but here’s the truth: Reverse mortgages can be a good fit for some people. Talk to us, and we’ll help you find the best solution.

Your mortgage made easy.

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Let’s get moving.

The door’s open, and we’re ready to help you
with a better mortgage experience.

Apply Now

or call us at 314-361-9979

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Our customers say the nicest things.

We couldn’t have said it better ourselves.

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Get Started Today

Whether you’re purchasing your first home or taking cash out to make your dream home even dreamier, the door is open. Welcome to Better Rate Mortgage.

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