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About Us

Why should you trust Better Rate Mortgage for your dream home?

4.9

337 Google Reviews

Saint Louis arch with American flag

Anyone can sell you a mortgage.

And many will try. But here in St. Louis, only Better Rate Mortgage opens the door to a truly better mortgage experience.

What is a “better mortgage experience”? Well, it’s one focused on helping you get into your dream home, not selling you a product.

That’s why Better Rate Mortgage is here. Our entire team has a long history in the mortgage business. But we were tired of doing it the old way.

We wanted to get back to helping people. That sounds cheesy, we know. But it’s true. And if you call us (we sincerely hope you do), you’ll feel it right away. That’s our promise to you.

Right at home in St. Louis.

We’re thrilled to call St. Louis home. And it’s not just the Arch and the Cardinals. It’s the people and the communities that make up this great region.

That’s why it gives us so much joy to help so many people across the St. Louis metro area open the doors to their dreams. And it’s why we’re committed to giving back, lending our time and talent to make our region stronger.

We hope you’ll join us in our belief that, together, we can all make St. Louis proud.

Busch Stadium

Meet the dreamers who make it happen.

Sean Zalmanoff

Founder and Chief Loan Officer

I love helping people and making friends! After 21 years in the industry, it was just time to do something different, to do something better. I was tired of seeing mortgage companies operate inefficiently and cost borrowers thousands of unnecessary dollars. That is why I founded Better Rate Mortgage. Let us open the door to more for you and see the difference. By the way, don’t just take my word for it, check out our reviews on Google too!

Megan Reel

Operations Manager and Loan Program Guru

From the moment you start your loan application to the closing table, I am your dependable guide. With my meticulous attention to detail, I will ensure that all the “i’s” are dotted, and “t’s” are crossed for your loan. It brings me immense joy to assist people in achieving their home ownership aspirations.

Deborah Fenton

Office Manager and Processor

My role involves guaranteeing that we acquire all the essential documents to facilitate the closure of your loan. Additionally, I lend a hand with the development of marketing materials, and I enjoy providing support to our team as a go-to person in the office.

Emily Dilthey

Management Assistant

As a versatile team member, I assist with a range of day-to-day tasks, including the creation of marketing materials, accounting and assisting the chief loan officer. I wear multiple hats for the team and enjoy being a behind the scenes go-to person.

Kassidy Davis

Loan Partner

After my enlistment in the US Army, I became licensed in real estate where I helped multiple buyers and bought a few homes of my own. Shortly after, I realized my calling was on the mortgage side of the industry, so I made the switch. I enjoy helping borrowers achieve their dreams in homeownership and have made it my mission to take advantage of my diverse background, so the process is comfortable and seamless for every borrower. 

Our pledge to you.

Here’s what makes us different.

1

A commitment to lead.

You’ve never worked with a mortgage broker like us. Our tight-knit team combines the latest technology and with the best service to create a faster, easier mortgage experience

2

A promise to serve.

We know the mortgage process inside and out, and we use that knowledge to open the door to your home ownership dreams.

4

A chance to grow.

We’re always looking beyond today, setting you up with the vision and knowledge to achieve today’s goals—and tomorrow’s.

4

An invitation to dream.

Helping make your dreams come true is our dream, too. We pledge to bring a smile to every phone call, every email—and pledge to help you leave with one, too.

Our customers say the nicest things.

We couldn’t have said it better ourselves.

4.9

337 Google Reviews

Kate Loudermilk
Kate Loudermilk
2024-03-06
Amazing experience, so helpful & attentive. Highly recommend!
David Hartstein
David Hartstein
2024-03-06
Sean and the team were truly the best. As a small business owner, our loan application was more complicated than most. Sean and his whole team were incredibly patient and thorough, taking the time to answer all of our questions every step of the way. Plus their rates were the best we found. We'll absolutely be reaching out the next time we need help with a mortgage.
Giulia Kaufman
Giulia Kaufman
2024-03-05
Sean and his team were great! Always available and easy to work with. They always answered all of our questions. We ran into one issue which they resolved smoothly. We were able to close on our house in 3 weeks. We would definitely use Sean and his team again and recommend them to anyone looking for a mortgage broker.
Nadine Risman
Nadine Risman
2024-02-26
Sean and his assistant Megan did a great job at handling my mortgage when I was buying a property in St. Louis. I usually had responses to questions in less than 24 hours and did all of my interactions via email and electronic documents up until closing which was super helpful as I didn't have to take time off work. I would highly recommend them.
Monica WALKER
Monica WALKER
2024-02-26
Great experience working with Sean from Better Rate Mortgage. He offered me excellent customer service and was a step ahead to address what I needed. I will continue to work with Better Rate Mortgage in the future and recommend him to anyone looking for financing.
Jessica H.
Jessica H.
2024-02-26
Sean and Megan were great to work with!! Answered all questions even after hours.
james bond cruz
james bond cruz
2024-02-24
I couldn’t be happier with my experience with Sean Zalmanoff, Better rate mortgage & whole Team. They made the entire process smooth and stress-free. Their team was knowledgeable, attentive, and went above and beyond to help me secure the best deal. Highly recommend them to anyone looking for a mortgage! Thank you so much😊❤️
Keith Vessell
Keith Vessell
2024-02-24
Sean looked after us when we were moving across state. And still cares about our rates after we closed. He is to be trusted.
Molly Moore
Molly Moore
2024-02-24
Sean and his team were amazing from the very get-go of our house buying experience. They worked with our unique set of circumstances, got us organized and completely set up so we could confidently go into house hunting knowing exactly what we could afford. Come closing time, Sean walked us through every detail to be sure we felt good about everything we were signing. Sean and his team are too notch!!!
Melissa
Melissa
2024-02-24
Sean and Megan were awesome to work with! I highly recommend Better Rate Mortgage as they know the business and can help you. Our home purchase was so easy and no stress at all. I can’t thank them enough!!!

Get Started Today

Whether you’re purchasing your first home or taking cash out to make your dream home even dreamier, the door is open. Welcome to Better Rate Mortgage.

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Couple laughing and holding keys to new home