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The rates and payments you see here are an estimate, but we’d love to talk real numbers with you. We can save you time and money with a preapproval.
or call us at 314-361-9979

Our customers say the nicest things.
We couldn’t have said it better ourselves.
4.9
337 Google Reviews
Sam Hirschman2025-01-13 I am working through the home buying process currently and the Better Rate team was great to work with. Super accessible and easy to talk to. They explained everything clearly and were very helpful. Thank you Sean! Joshua Bogus2025-01-13 Sean made the loan process simple and easy to understand. Also, he had the best rate! Sean was extremely responsive and reliable, exactly what you want when it is time to make sure your loan is in order for closing day. Seamus Hussein2025-01-10 Sean is awesome! As a first time home buyer, he really helped me understand a lot about the process and sat with us for over an hour explaining how everything would look and work. I'd recommend them to anyone! Thank you Garrett Easson2025-01-08 We really enjoyed working with Sean! He took the time to find us the best option and was always ready to answer all of our questions! Drew Mantia2025-01-06 Sean helped us get the best rate available at the time and was very helpful in growing our knowledge of the process as first time home buyers. Virginia Slachman2025-01-05 Though I have yet to actually secure a loan with Sean yet, my work to get pre-qualified showed me that he truly goes the extra mile to make things work for his clients. He consulted with underwriters and others to determine the best way to go forward in pre-qualifying me in order to make sure I was able to be approved and get a loan at a great interest rate. I've worked with others, but never encountered someone as dedicated to his client's welfare as Sean is. He really is dedicated to his client's success and I can't imagine working with anyone else. Cal Halvorsen2025-01-04 I worked with Sean from Better Rate Mortgage to close on a house in December. I feel so lucky that my realtor (also amazing!) recommended him. I ask A LOT of questions, but Sean was always a phone call, text, and email away. He was incredibly responsive. And he was more than happy to walk through the various types of loans I was considering and the financial ramifications for me (e.g., lower vs. higher monthly payments, the effect of different down payments and extra payments, 15- vs. 30-year mortgages, etc.). His online mortgage calculator is one of the best I've seen and enabled me to create many scenarios that each had their own URL that I could share with my husband. Importantly, he worked exceedingly hard to make sure we could close before Christmas in the face of an incredibly unresponsive seller. Without Sean and my realtor, I don't think I would have made it into my new home before the new year, costing me a lot more money and stress. I am sincerely grateful and would work with Sean again in a heartbeat. What's more, he even came to my closing! It was fun to meet him in person -- a really nice guy with a great sense of humor who knows his stuff. I highly recommend him. Addison Gordon2025-01-04 Sean with Better Rate Mortgage is super nice and easy to work with. He and Megan made the pre-approval and home buying process a breeze. Sean was always available for any questions my husband and I had. He is very knowledgeable, but still explains things in a way novices (like me) can understand. We highly recommend using them at Better Rate Mortgage! William Dietz2024-11-21 Fantastic customer service and always very helpful! Kate Paisley2024-11-20 Sean made a potentially stressful transaction the easiest and calmest. Getting a mortgage with his company was the best decision we have ever made. He was proactive, helpful, knowledgeable, kind, and professional. We are so thankful for Sean as both our mortgage lender and now friend!