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Map of Hazelwood, Missouri highlighted within St. Louis County — Better Rate Mortgage neighborhood guide showing a $191,434 median home price.

St. Louis County · Neighborhood guide

Buying a Home in Hazelwood, MO

What it actually costs to buy in this established St. Louis County suburb — real prices, monthly payments, income needed, and the local rules most buyers don’t know. From a local broker, not a national average.

See what you’d pay →

Median price
$191,434
Redfin · May 2026
Est. payment
~$1,300/mo
20% down · illustrative
Income to qualify
~$35k+
household · illustrative
Schools
Hazelwood School District
public K-12 district

What it costs to buy in Hazelwood

Hazelwood’s median sale price is about $191,434 — below the St. Louis County median. Here’s a rough monthly picture at that price:

Est. monthly payment
≈ $1,300
at $191,434
20% down · 30-yr fixed
Principal & interest
≈ $995
Property tax
≈ $215
Home insurance
≈ $55
PMI
None at 20% down
Putting less than 20% down adds PMI and raises the payment. Illustrative figures only — run your real numbers in the calculator with Better Rate’s actual rate.

What you’d need to afford it

At Hazelwood’s median, a typical buyer needs roughly $35,000–$45,000 in household income (less with more down, more if you carry other debt). Want to see where your budget actually reaches across St. Louis? Explore the affordability map to compare Hazelwood with every nearby community.

Hazelwood by the numbers

Population
25,114
Median household income
$55,908
Owner-occupied
59%
Typical home built
~1970

Source: U.S. Census Bureau, ACS 2024 5-year.

Run your Hazelwood numbers

These are the same free tools that power this page — try them with Hazelwood’s prices and your own situation:

Living in Hazelwood: what buyers should know

The feel

Hazelwood is a North St. Louis County city near the I-270 and I-170 corridors, home to major employers and the James J. Eagan Center, served by the Hazelwood School District. Housing is largely mid-century ranches and two-stories, with newer subdivisions on the city's northern and western edges.

Schools

Hazelwood is served by the Hazelwood School District. For factual, source-based ratings, review the district’s Missouri DESE report card or its GreatSchools profile as you weigh your budget.

Local rules most buyers miss

Occupancy inspection & permit: Hazelwood requires a residential occupancy inspection and permit before a new occupant moves in. Inspections and permits are handled through the city's Public Works Department. Confirm current requirements with the City of Hazelwood Public Works (314-513-5034).

Property taxes: Missouri assesses homes at 19% of market value, and your bill depends on Hazelwood’s combined St. Louis County and school-district levies. Taxes are a real line in your payment here — don’t estimate from a national calculator.

Good news: Missouri has no real-estate transfer tax, so that’s one closing cost you won’t pay.

How Hazelwood compares to nearby communities

Median sale prices for Hazelwood and its immediate neighbors (Redfin, May 2026):

Community Median price
Hazelwood $191,434
Florissant $188,050
Ferguson $129,714
Bridgeton $292,241
St. Ann $168,038

Prefer a different price point? Compare Hazelwood with the neighbors above, or see them all on the map →.

Buying in Hazelwood with Better Rate Mortgage

We’re a St. Louis broker — we know Hazelwood’s inspections, its taxes, and what it takes to win a home here. For qualified buyers, our $5,000 Seller Guarantee can make your offer stand out in a competitive Hazelwood market by giving sellers extra confidence your financing will close.

Thinking about Hazelwood? Get your real rate first.

Get your rate →

Hazelwood home-buying FAQ

How much does a home cost in Hazelwood, MO?
The median sale price is about $191,434 (St. Louis County, 3-month sales-weighted average, May 2026, Redfin) — below the St. Louis County median.
What income do you need to buy in Hazelwood?
At the ~$191,434 median with 20% down, typically about $35,000–$45,000 household income, depending on rate, taxes, and other debts. Check your number on the affordability map and calculator.
Does Hazelwood require an occupancy inspection?
Hazelwood requires a residential occupancy inspection and permit before a new occupant moves in. Inspections and permits are handled through the city's Public Works Department. Confirm current requirements with the City of Hazelwood Public Works (314-513-5034).

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Sources & disclaimers. Median home prices: Redfin Data Center, 3-month sales-weighted average, as of May 2026. Payment and income figures are illustrative estimates for general education only, assume an illustrative rate and typical St. Louis County tax/insurance, and are not Better Rate Mortgage’s actual rates or a commitment to lend; your terms depend on your application. Confirm occupancy-inspection and permit requirements with your local building department. Reviewed by Sean Zalmanoff, Founder & Chief Loan Officer, Better Rate Mortgage (NMLS #239823). Company NMLS #2401335. Equal Housing Lender. Basemap © OpenStreetMap contributors, © CARTO.

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