Buying a Home in The Hill, MO
What it actually costs to buy in this established St. Louis city neighborhood — real prices, monthly payments, income needed, and the local rules most buyers don’t know. From a local broker, not a national average.
What it costs to buy in The Hill
The Hill’s median sale price is about $408,000 — among the higher-priced city neighborhoods. Here’s a rough monthly picture at that price:
20% down · 30-yr fixed
What you’d need to afford it
At The Hill’s median, a typical buyer needs roughly $75,000–$85,000 in household income (less with more down, more if you carry other debt). Want to see where your budget actually reaches across St. Louis? Explore the affordability map to compare The Hill with every nearby community.
Run your The Hill numbers
These are the same free tools that power this page — try them with The Hill’s prices and your own situation:
Living in The Hill: what buyers should know
The feel
The Hill is located south of Forest Park, bounded by Manchester Avenue, Columbia and Southwest Avenues, South Kingshighway Boulevard, and Hampton Avenue. It is historically an Italian-American neighborhood and the site of St. Ambrose Roman Catholic Church. The neighborhood developed around early-20th-century working-class brick housing tied to the area's clay plants and the railroad; it is predominantly single-family.
Schools
The Hill is served by the St. Louis Public Schools. For factual, source-based ratings, review the district’s Missouri DESE report card or its GreatSchools profile as you weigh your budget.
Local rules most buyers miss
Occupancy inspection: The City of St. Louis requires a Certificate of Inspection before a buyer can occupy a home after a sale, unless a valid certificate was issued in the previous 12 months — so build the inspection and any repairs into your closing timeline. Confirm current requirements with the City of St. Louis Building Division (314-622-3313).
Property taxes: Missouri assesses homes at 19% of market value, and your bill depends on The Hill’s combined City of St. Louis and school-district levies. Taxes are a real line in your payment here — don’t estimate from a national calculator.
Good news: Missouri has no real-estate transfer tax, so that’s one closing cost you won’t pay.
How The Hill compares to nearby communities
Median sale prices for The Hill and its immediate neighbors (estimated, May 2026):
| Community | Median price |
|---|---|
| The Hill | $408,000 |
| Dogtown | $408,000 |
| Southampton | $313,000 |
| Hi-Pointe | $264,000 |
| Lindenwood Park | $313,000 |
Prefer a different price point? Compare The Hill with the neighbors above, or see them all on the map →.
Buying in The Hill with Better Rate Mortgage
We’re a St. Louis broker — we know The Hill’s inspections, its taxes, and what it takes to win a home here. For qualified buyers, our $5,000 Seller Guarantee can make your offer stand out in a competitive The Hill market by giving sellers extra confidence your financing will close.
The Hill home-buying FAQ
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Sources & disclaimers. Median home prices are ZIP-code-level estimates, as of May 2026. Payment and income figures are illustrative estimates for general education only, assume an illustrative rate and typical City of St. Louis tax/insurance, and are not Better Rate Mortgage’s actual rates or a commitment to lend; your terms depend on your application. Confirm occupancy-inspection and permit requirements with your local building department. Reviewed by Sean Zalmanoff, Founder & Chief Loan Officer, Better Rate Mortgage (NMLS #239823). Company NMLS #2401335. Equal Housing Lender. Basemap © OpenStreetMap contributors, © CARTO.
