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Refinance Your Home

It’s time for a
better mortgage
experience.

There’s money in your current home loan—and Better Rate Mortgage can help you make the most of it.

Get Started Now

Let’s talk refinance.

Our team is ready to help you find the right way to refinance to make your dreams come true.

1

Reduce your rate of term.

Have mortgage rates dropped since your last mortgage? Reduce your monthly payment—or reduce the time it will take to pay off your loan.

1

Consolidate debt.

Gain financial independence by using the equity in your home to help reduce your debt.

1

Improve your home—or buy another.

Dreaming of a new kitchen, bath, or basement remodel? Ready to finish your basement, or even buy that vacation home? The cash to do so may already be in your current home.

1

Dream big.

We open the door to a better mortgage experience for home buyers, sellers and realtors.

What type of loan do you need?

Not sure? The information on this page can help. Our loan experts are also ready to help you find the loan that fits you. Call our team at 314-361-9979, and we’ll talk you through it.

Chances are, if you’ve owned your home for a while and have been making regular payments, this is the best loan for you. Heads up: you don’t have to be in a conventional loan now to refinance to one.

You may be able to acquire an FHA refinance loan with very little documentation. The streamlined process makes it easier than ever to get cash out of your home. However, keep in mind that if you’re currently in an FHA loan, you may be able to get a lower rate with a conventional refinance.

Unsure? Get in touch with us, and we’ll get the answer you need.

Refinancing has never been easier through VA IRRL loans. However, before you apply, let’s check and see if we can help you get an even better rate through a conventional refinance.

If you live in a rural area and have 12 months of on-time payments, we may be able to help you refinance with a USDA loan. Of course, maps for eligible areas change all the time. Check to see if your property or region is eligible for USDA loans here.

The guidelines and limits for conventional and jumbo mortgages changes often and can depend on how much equity you have in your home. Don’t worry—we can help you sort out the details.

You’ve seen the headlines, but here’s the truth: Reverse mortgages can be a good fit for some people. Talk to us, and we’ll help you find the best solution.

Your mortgage made easy.

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Whether you’re purchasing your first home or taking cash out to make your dream home even dreamier, the door is open. Welcome to Better Rate Mortgage.

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