Where are you at in the homebuying process?
Researching
Wondering how much you can afford? Tell us a little, and we’ll tell you a lot.
House Hunting
Armed with a preapproval from Better Rate Mortgage, your offers can open more doors, faster than ever.
Ready to Buy
Let’s go! Our team is ready to make your mortgage process fast and easy.
or call us at 
314-361-9979
A better mortgage process, from beginning to end.
Backed by
$5,000
guarantee.
Before you shop, get preapproved.
We’ll make it easy to set your budget—and then upload your documents. It’s all online and easy. Doing this ahead of time makes it faster once you find that perfect house.
Make a guaranteed offer.
Your preapproved offer is backed by our $5,000 guarantee—which makes sellers take notice.
Sign and celebrate.
Once your offer’s accepted, we’ll do the heavy lifting, and let you know what you need to do next.
Close, well, better.
Congratulations! We’ll do everything you need for a quick, comfortable closing process. You’ve reached the end of the adventure—or is it just the beginning?
Wait, what’s that about a $5,000 guarantee?
If you’re preapproved with our guarantee, we’ll back your offer to sellers with a guarantee. If financing falls through, we’ll pay them $5,000. It sweetens your offer, reassures them it’s solid and can put you ahead in this competitive market. How’s that for a better experience?
Meet the team that makes the magic happen.
Your home search is personal—so your mortgage should be, too. Get to know the real people behind Better Rate Mortgage.
or call us at 314-361-9979
Our customers say the nicest things.
We couldn’t have said it better ourselves.
4.9
337 Google Reviews
Buy a Home
It’s time for a
better mortgage
experience.
It’s time for Better Rate Mortgage. Ready to go?
No-Hassle
Better mortgages start with Better Rate Mortgage.
Of course, there’s more to a mortgage than a better rate. But when it comes right down to it, you can’t do better than Better Rate Mortgage.
Lower rates.
Rates change all the time, but we know our lower costs can get you a better rate.
Fewer fees.
Apply now with no upfront appraisal or credit report fees.
Stronger offers.
Ready to make an offer? Get preapproved and you’ll be backed by our $5,000 guarantee.
Friendlier service.
When you call us, you’ll talk to a real person who knows your loan inside and out.
Faster closing.
Need to close quicky? Let us know, and we can move faster than the big guys.
Fewer hassles.
It really is easier to work with us. From preapproval through close, we’re there with you.
Working with someone else?
That’s OK. But we don’t want to you leave money on the table. With a little information, and no hit on your credit, we can make sure you’re getting the best mortgage rate.
What type of loan do you need?
Not sure? The information on this page can help. Our loan experts are also ready to help you find the loan that fits you. Call our team at 314-361-9979, and we’ll talk you through it.
Do you know what your home is worth?
Get a FREE personalized report.
Free Report
Rates
A custom approach to rates.
We don’t want to mislead you by publishing rates on our site. Rates change all the time, and they can depend so much on your specific situation. Tell us a little about yourself and get your FREE rate quote.
or call us at 314-361-9979
Calculate your mortgage.
We open the door to a better mortgage experience for home buyers, sellers and realtors.
About Us
Why should you trust Better Rate Mortgage for your dream home?
4.9
337 Google Reviews
Anyone can sell you a mortgage.
And many will try. But here in St. Louis, only Better Rate Mortgage opens the door to a truly better mortgage experience.
What is a “better mortgage experience”? Well, it’s one focused on helping you get into your dream home, not selling you a product.
That’s why Better Rate Mortgage is here. Our entire team has a long history in the mortgage business. But we were tired of doing it the old way.
We wanted to get back to helping people. That sounds cheesy, we know. But it’s true. And if you call us (we sincerely hope you do), you’ll feel it right away. That’s our promise to you.
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